Before making an M-PESA payment connected with Ekeza Sacco, confirm the legal status of the organisation, the receiving account and the reason for the payment. Ekeza has been associated with member refund disputes, regulatory action and ongoing legal proceedings. A number circulating in a message or appearing on a website is not proof that the receiving business is currently authorised to accept cooperative deposits or collect money from members.
What is the correct Ekeza Sacco PayBill number?
No Ekeza Sacco PayBill number is confirmed here as currently valid or authorised. I could not independently verify a current official payment channel through reliable regulator or authorised management information. Do not send money using an unverified PayBill number, an ID number supplied as an account reference, or details forwarded by an unknown agent.
A PayBill number may continue to appear in messages even when the organisation’s operations or management arrangements change. The fact that an M-PESA prompt displays a business name does not by itself confirm the legal status of the transaction. If you need to repay a documented loan or fulfil a legal obligation, obtain written instructions from the appropriately authorised institution or legal representative and confirm them independently.
How to verify a SACCO payment before using M-PESA
- Confirm the cooperative’s full legal name and registration status through the State Department for Co-operatives.
- For regulated deposit-taking activities, review SASRA’s current licensed or authorised SACCO lists.
- Ask the legally authorised management for written payment instructions, stating the reason for payment and correct beneficiary.
- Verify the PayBill business name, account reference, amount and the recipient shown before approving the transaction.
- If the payment relates to a court or tribunal case, confirm instructions through the actual court registry or a qualified advocate.
- Keep the payment confirmation and request an official receipt from the verified recipient.
Avoid fraud linked to refunds or membership
- Do not pay an ‘unlocking’, ‘verification’, ‘registration’ or ‘refund processing’ fee to a personal telephone number.
- Be cautious about messages promising full refunds in exchange for an immediate payment.
- Never disclose your M-PESA PIN, one-time code or bank password.
- Do not share images of identification documents or membership records with unverified social-media accounts.
- Verify every new instruction using contact details obtained independently from the regulator or genuine legal office.
What if you already sent money?
Keep the M-PESA transaction reference, the time, amount, recipient name and any messages related to the payment. Immediately contact your mobile-money provider through its official support process if you believe the payment was fraudulent or made to an incorrect recipient. Report suspected fraud through the appropriate police channels and seek help from the competent cooperative regulator for the underlying membership or account issue.
How members can seek account and refund information
The State Department for Co-operatives handles cooperative registration and inquiries and can guide members about the appropriate cooperative office and claims arrangements. Its Nairobi office is at NSSF Building, 24th Floor, Bishop Road; telephone 020-2731531-9; email ps@ushirika.go.ke. Where the matter falls within SASRA’s remit, its complaints email is complaints@sasra.go.ke.
SASRA’s 2026 SACCO verification lists
The regulator publishes the list of SACCOs licensed to conduct deposit-taking business and those authorised for specified non-withdrawable-deposit activities. These lists help members confirm whether a particular activity is regulated. A claim that a society is registered is not, by itself, evidence that any person or agent is entitled to take payments.
Frequently asked questions
Should I use a PayBill number copied from an online article? Only after independently verifying that it is the authorised recipient for your specific transaction. For Ekeza, no current payment instructions were independently established.
Can I send funds using my national ID as the reference? Do not assume an ID number is the correct payment reference. Follow only instructions verified from the authorised recipient, and protect your personal information.
Who can confirm a legitimate refund? A verified authorised cooperative representative, receiver or administrator, the competent cooperative authority, or a valid court process, depending on the matter. Avoid unverified agents who promise preferential refunds.
Official contacts, regulatory information and sources
- State Department for Co-operatives contacts
- Cooperative registration, inspections and inquiries
- SASRA official licensed SACCOs
- SASRA authorised SACCOs
- SASRA consumer complaints
