Kingdom Bank Limited is a Kenyan commercial bank that provides banking services for individuals, groups, small businesses and larger enterprises. Kingdom Bank operates within the Co-operative Bank Group after Co-operative Bank acquired a controlling share in Jamii Bora Bank in 2020 and the business adopted the Kingdom Bank name. Kingdom Bank is listed in the Central Bank of Kenya’s licensed commercial banks directory.
Kingdom Bank accounts and saving services
Customers can enquire about personal and business current accounts, savings accounts and deposit products based on their banking needs. Compare transaction fees, account-opening requirements, minimum balances, card facilities and digital access before opening an account.
- Personal transaction accounts for receiving income and managing payments.
- Savings accounts for individuals and families building financial reserves.
- Business accounts that support payments, collections and day-to-day cash flow.
- Accounts and services for organised groups, subject to membership and signatory requirements.
- Term or investment deposits where available under current bank terms.
Business, group and personal loans
Kingdom Bank focuses on financing eligible customers and businesses. Its current product information lists unsecured business lending, check-off lending for qualifying salaried borrowers, group loans and special financing for women entrepreneurs. Each facility has its own limits, costs, eligibility and repayment schedule.
- Unsecured business loans: Financing for eligible businesses based on their financial and business circumstances.
- Salary check-off loans: Available to qualifying employees whose employers have appropriate repayment arrangements.
- Group loans: Designed for eligible organised groups seeking financing for economic activities.
- Women entrepreneurs’ financing: Dedicated credit products for qualifying women-owned enterprises.
- Other business facilities: Subject to the bank’s currently advertised products and credit assessment.
How to apply for a Kingdom Bank account or loan
- Choose the banking service that fits your personal or business needs.
- Visit the bank’s official website or contact an authorised Kingdom Bank branch.
- Confirm the required identification, KRA PIN, business registration or group records.
- For loans, provide income evidence, account statements and other documents requested.
- Review the current account charges or the loan’s interest rate, fees, security and repayments.
- Submit the application through approved banking channels and await the bank’s decision.
- Keep your agreement, account or transaction confirmation and supporting receipts.
Finding Kingdom Bank branches
Kingdom Bank provides a current branch network and contact resources through its official website. Use its published branch or contact information to locate an office and confirm the opening times and services available before travelling. Some transactions may be handled digitally or through authorised agents, but requirements vary.
Digital banking and customer safety
The bank offers digital and other banking services according to customer eligibility. Verify mobile or online banking registration instructions directly with Kingdom Bank; never follow a link that asks for your password, bank PIN or one-time code. Fraudsters sometimes impersonate bank officers or loan agents and request advance fees. Contact the bank through its authenticated website before acting on any unusual payment request.
Kingdom Bank official resources
Official information and useful links
- Kingdom Bank official website
- Personal banking and saving products
- Business banking and finance
- CBK licensed bank directory
