KCB Mobile Banking- KCB Mobi, KCB M-benki, ussd *522#, charges, How to purchase airtime, Funds Transfer, Online M-BENKI Account Opening.
KCB Mobile Banking: KCB Mobi is a robust and innovative mobile banking platform which can be accessed through 2 channels:
USSD Code *522#
The KCB App- Available from all stores (Google, Blackberry, Apple and Windows store)
KCB Mobile Banking: KCB M-benki
KCB M-benki is a virtual account that is opened and solely operated through the mobile phone. It targets the unbanked population and offers customers not only an account but also a means of interacting with the bank through KCB Mobi.
KCB Mobile Banking: What does one require to get signed up on the service?
For existing KCB Account holders, visit your nearest branch to register for KCB mobile banking.
For non-customers, go to your M-PESA, select Lipa na M-PESA, enter Paybill No. 522522 then under
account number indicate your ID number starting with the word ID followed by your ID number for example ID12345678.
You will receive an SMS notification with a one-time PIN which you must change to a 4 digit PIN immediately. Always keep your PIN secret and never share it with anybody.
To access from the KCB APP, download it from your app store for Android, Windows, Blackberry or Apple and activate using the *522# PIN.
KCB Mobile Banking: Open to only KCB Customers via USSD *522# and KCB APP
Mobile loans: You can request for a credit facility via Mobi loans, salary advance and Kopa bills and repay loans at your own convenience. Repayment periods range from minimum 1 month to maximum 6 months.
Mobi Loan – You can access loans from Kshs. 100 to a max of Kshs. 100,000.
Salary Advance – Get upto 1.5 times your Net pay. Loan limits are Kshs. 3000 upto Kshs. 100,000
Kopa Bills – Get a short term loan towards paying off your bills. Loan limits range from Kshs. 100 upto Kshs. 100,000.
Pay bills: Including DStv, GOtv, Zuku, Kenya Power pre-paid tokens, Kenya Power post-paid, Nairobi Water, Jumia and Jambo Jet.
Bill presentment is available on DStv, GOtv, Zuku, KPLC postpaid, Jumia and Jambojet. Bill presentment gives the user the exact bill to pay for KPLC postpaid is dependent on usage therefore a customer upon entering the account number gets to view the exact amount that is due.
KCB Mobile Banking: Funds Transfer
From bank account direct to any M-PESA number.
From M-PESA to a KCB account.
To any KCB account.
To any bank account.
To any mobile number.
Airtime purchase: for any number across Safaricom, Airtel and YU networks.
Cash withdrawal: from any KCB Mtaani agent.
Load cash: into any KCB credit or prepaid card.
Balance Enquiry and statement.
Simba Points- Customers sign up onto the loyalty program where they can redeem points.
KCB Mobile Banking: Benefits of Mobile Banking
KCB Mobile Banking: Convenience
You are able to carry out multiple transactions off the palm of their hands from airtime purchase, bill payments transfers across to M-PESA other KCB Accounts.
Access to short term loans without security.
Visibility of your account 24 hours a day, 7 days a week
KCB Mobile Banking: Ease of use
The KCB App presents an exciting and unique user experience with multi-functional capabilities.
You are able to pull contact directly from the phone list.
KCB Mobile Banking: Accuracy
You are able to verify transactions like bill payment or account details prior to authorizing the payments.
KCB Mobile Banking: Notifications
You receive real time notifications when money comes in or out of the account.
KCB Mobile Banking: How to purchase airtime via (*522)
Select own phone if the self or other phone to send to
KCB Mobile Banking: How to purchase airtime via KCB App
Open the KCB App icon
Select self to buy for own phone or other to pick recipient from contact list
KCB Mobile Banking: How to pay your bills using USSD (*522#)
Select Bill Payments
Select Option 1. Pay Bill
Select Biller e.g KPLC postpaid
Select Account to debit
Enter Bill Account No e.g. 1234567-01
Select Pay Total Amount or Pay Partial Amount
Select Send to pay your bill
KCB Mobile Banking: How to pay your bill using the KCB App
Open the KCB App icon
Select Pay Bill option
In the Pay Bill screen:
Select Account to debit
Enter the Billing account number in the field “Account no”
Enter the Amount you want to pay
Select submit to pay your bill
KCB Mobile Banking: How to transfer money from M-PESA to a KCB account
Go to your M-PESA menu,
Select Lipa na M-PESA,
Enter PayBill number 522522,
Enter the KCB account number you are transferring money to, enter the amount, and your M-PESA
PIN and confirm to send money.
KCB Mobile Banking: How to Open a KCB M-BENKI
Go to M-PESA menu
Select Lipa na M-PESA
Select Paybill and enter Paybill number 522522
Under account, type ID(No Space) and your National ID Number e.g ID123456789
Enter amount to deposit, and your M-PESA PIN.
You will receive two SMS’s, one with your KCB M-BENKI Account number and the other with your temporary PIN.
KCB Mobile Banking: Online M-BENKI Account Opening
Follow the link below, select open account and follow prompts
KCB Mobile Banking: What are the Charges?
Dialing on to KCB Mobi Bank via USSD is charged by your mobile phone subscriber. Safaricom subscribers pay Kshs. 2.
Balance enquiry is charged at Kshs. 33
Mini statement is charged at Kshs. 33
Forex rates are free.
Airtime purchase for own phone and other phone is free
M-PESA transfer from KCB account to M-PESA is Kshs. 55
Mobi Loan and Kopa Bill Loan are charged an interest of 6%
Salary Advance is charged an interest rate of 8% per month.