Uwezo Fund Kenya is a government empowerment fund created to expand access to credit and business support for women, young people and persons with disabilities. It supports eligible groups seeking financing for enterprises and livelihoods at constituency level.
Who can apply for Uwezo Fund?
The fund focuses on properly registered groups of youth, women and persons with disabilities. Groups generally need to operate within the constituency where they apply, hold a bank account in the group name and demonstrate a regular saving or table-banking structure. Detailed membership and leadership thresholds are published on the official Uwezo loan portal.
How to apply for Uwezo Fund
- Register the group with the appropriate government registering authority.
- Ensure the group has a bank account and the required membership records.
- Prepare the group registration certificate, records of member contributions and business proposal.
- Check the Uwezo eCitizen services or loan application portal for current application arrangements.
- Follow instructions from the constituency Uwezo Fund office or Sub-County Youth Development Officer and submit required records.
- Keep confirmation of the application and respond to official follow-up requests.
Is it a loan or a grant?
The fund’s official FAQ identifies the support as a loan, not a grant. Approved borrowers must meet repayment terms.
Interest and repayment
Uwezo Fund’s official FAQ states that its loans do not attract interest and describes a six-month grace period followed by a 24-month repayment period. Confirm the terms shown in the current loan agreement before accepting any funds.
How much can a group receive?
Loan amounts depend on current programme rules, group savings, assessment and approval. Do not assume an older minimum or maximum amount will apply to every application.
Official contacts
Office: Lonrho House, 16th Floor, Standard Street, Nairobi.
Telephone: +254 776 154 215.
Email: info@uwezo.go.ke.
Websites: uwezo.go.ke and eCitizen Uwezo services.
Common questions
Can an individual apply?
The programme primarily serves eligible groups and related qualifying organisations. Check the latest official conditions for your applicant category.
Is there a fixed application deadline?
Its published FAQs describe a revolving fund, but local application arrangements can vary. Ask the constituency office about the next processing period.
How can I avoid scams?
Only use government websites and officially authorised offices. Never pay an individual promising guaranteed approval.


