The Women Enterprise Fund (WEF) supports Kenyan women entrepreneurs through affordable loans, financial literacy training and market access. Its Tuinuke Chama Loan is designed for registered women’s groups starting or expanding businesses.
Who qualifies for the Tuinuke Chama Loan?
According to the official Women Enterprise Fund product page, a qualifying group should have 10–30 women aged 18 or older, be registered for at least three months, hold an active commercial bank account and complete WEF’s financial literacy training. Additional conditions apply.
Loan amounts and repayment
The official product schedule describes a graduation system: KSh 100,000 for the first cycle (six months), KSh 200,000 for the second (nine months), KSh 350,000 for the third (12 months), KSh 500,000 for the fourth (15 months), and KSh 750,000 for the fifth (18 months). Later cycles depend on successful repayment.
Interest and charges
WEF states that the Tuinuke loan does not charge interest but carries a one-time administrative fee of 6%. The Fund also publishes some training and loan tracker charges. Confirm the latest terms directly before signing.
How to apply
- Register the women’s group and open the required group bank account.
- Visit the nearest Women Enterprise Fund constituency office.
- Complete the prescribed financial literacy training.
- Request and fill in the current loan form.
- Provide the group registration certificate, bank details and any other required documents.
- Wait for assessment and written approval before expecting disbursement.
Women Enterprise Fund contacts
Head office: Britam Tower, 11th Floor, Hospital Road, Nairobi.
Phone: 0714 606845 / 0714 606846.
Email: info@wef.co.ke.
Website: wef.go.ke.
Other services
WEF also provides entrepreneurship training, mentoring and business market linkages. Ask your constituency officer which services are currently offered in your area.
