Equity Bank accounts in Kenya cater for daily transactions, savings, education needs, family banking and investments. A suitable account depends on who will use it, how frequently money needs to be accessed and the current fees and restrictions. This page was originally published in 2016 and its account terms and tariff amounts must be checked against Equity’s latest official product pages.
Where to find current Equity Bank account details
- Equity Bank Kenya official website
- Current personal savings account directory
- Jijenge savings account details
- Equity branches, ATMs, cash deposit machines and agents
1. Ordinary accounts and everyday banking
An ordinary personal account may be used to receive income, transfer money, pay bills and withdraw funds using supported bank channels. Confirm the minimum opening deposit, account-maintenance and transaction fees, card availability and permitted account holders. The statement in a 2016 prospectus that all ordinary accounts have no ledger or maintenance charges is not necessarily valid for every customer or current account variant.
2. Current accounts for individuals and businesses
Current accounts may suit customers who need high transaction volumes, business deposits, standing orders and sometimes cheque-book services. Business or joint accounts can require additional registration documents, authorised signatories and know-your-customer checks. The older KSh 5,000 opening balance and cheque-leaf fee are historic examples, not a current quotation.
3. Jijenge Account: regular goal-based savings
Equity’s current Jijenge Account page still advertises an account opening balance of KSh 300, minimum monthly savings of KSh 300, and a minimum six-month savings period without partial withdrawals. The bank describes no monthly charges and access to credit facilities subject to the product’s conditions and lender approval. Check the latest tariff, interest policy, early withdrawal restrictions and terms before opening.
4. Junior Member and Teen Member accounts
Equity continues to list Junior Member and Teen Member savings accounts for younger customers. A parent or guardian may be required to provide their own original identification and the child’s birth certificate or other relevant records. Check the age limits, who can operate the account, permitted withdrawals and the account’s terms when the child reaches adulthood.
5. Achievers Student and School Fees accounts
The bank’s current savings catalogue also lists an Achievers Student Account and a School Fees Account. A student may need proof of current study, while school-fees savings help families set funds aside for education. Confirm whether account fees, interest, withdrawal limits and educational benefits match your needs; the 2016 KSh 100 school-fees balance and student benefits are not automatically current.
6. EazzySave, call deposits and fixed deposits
Equity advertises EazzySave as an additional savings choice and offers call or fixed deposits for customers setting money aside for investment. Fixed-deposit terms, minimum amounts, interest calculations and early withdrawal conditions differ by product and contract. Never assume the 2016 KSh 20,000 minimum or early borrowing percentage applies to a new deposit.
Account types compared
- Daily transactions: ordinary or relevant current account; assess transfer and withdrawal charges.
- Goal-based savings: Jijenge or EazzySave; assess contribution rules and access restrictions.
- Children and teenagers: Junior Member or Teen Member; assess guardian authority and account transitions.
- Education: Achievers Student or School Fees; check proof-of-school requirements.
- Term savings: call or fixed deposit; compare duration, interest and early exit terms.
How to open an Equity Bank account
- Choose your account from the official Equity website and read its current requirements.
- Prepare your Kenyan ID or valid passport, KRA PIN and contact information as applicable.
- For children, joint holders or business accounts, gather the additional supporting documents and signatures.
- Visit an authorised Equity branch or use an official digital onboarding route where offered.
- Review account-opening amounts, charges, interest, access restrictions and account terms before signing.
- Activate supported banking services safely and retain the account-opening documents.
Current customer contacts and security
Equity’s official website publishes the customer care hotline +254 763 000 000 and email info@equitybank.co.ke. Confirm further contact details through its official site, never through a message requesting your PIN or a one-time password. Do not send an opening deposit or sensitive documents to an individual posing as a bank agent.
Related directory guide: Equity Bank Accounts — savings, current and deposit options. That article also gives a general explanation; use Equity’s own website for the latest rates and requirements.
Editorial review: October 27, 2026. Updated with official account categories and verified Jijenge details. Original post URL, date, author, category, tags, featured media and historical photograph retained.
